Checking

It’s Free.

  • No monthly maintenance fee
  • No minimum balance
  • Minimum balance of $25 to open account

Earn high interest

When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:

  • 3.00% APY on all balances up to and including $10,000.00 and
  • 3.00% to 0.50% APY on balances over $10,000.00, depending on balance in account

When qualifications are not met, you still earn 0.01% APY on the entire balance.

Plus, refunds on ATM withdrawal fees – nationwide.

When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:

  • Unlimited ATM withdrawal fee refunds

When qualifications are not met, ATM withdrawal fees are not reimbursed.

Qualifying for rewards is easy.

To earn high interest and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in/log into online banking and agree to receive e-Statements

Didn’t qualify? Don’t worry!

  • Your account is still free.
  • You can qualify again the next month.

Click Here for Disclosure

It’s Free.

  • No monthly maintenance fee
  • No minimum balance

Earn cash back.

When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:

  • 3.00% cash back on debit card purchases, up to $250.00 in total purchases
  • Up to $7.50 total cash back per monthly qualification cycle

When qualifications are not met, cash back payments are not made

Plus, refunds on ATM withdrawal fees – nationwide.

When you meet your account’s qualifications during a Monthly Qualification Cycle, you’ll receive:

  • Unlimited ATM withdrawal fee refunds

When qualifications are not met, ATM withdrawal fees are not reimbursed.

Qualifying for rewards is easy.

To earn high interest and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in/log into online banking and agree to receive e-Statements

Didn’t qualify? Don’t worry!

  • Your account is still free.
  • You can qualify again the next month.

Click Here for Disclosure

Earns cash back.

Earn high interest and automatic savings!

  • Earn High Interest On Your Savings

    Earn 0.75% APY* on all Kasasa Saver balances up to and including $25,000.00 and 0.75% to 0.35% APY on balances over $25,000.00, depending on balance in account when you meet your qualifications in Kasasa Cash Back. Earn 0.01% APY if qualifications are not met on Kasasa Cash Back.

  • Your Kasasa Cash Back rewards are automatically credited to Kasasa Saver for automatic savings!

Click Here for Disclosure

Earns high interest.

Earn high interest and automatic savings!

  • Earn High Interest On Your Savings

    Earn 0.75% APY* on all Kasasa Saver balances up to and including $25,000.00 and 0.75% to 0.35% APY on balances over $25,000.00, depending on balance in account when you meet your qualifications in Kasasa Cash. Earn 0.01% APY if qualifications are not met on Kasasa Cash.

  • Your Kasasa Cash rewards are transferred to Kasasa Saver for automatic savings!

    Since rewards are moved to savings, the interest in your Kasasa Cash will not compound.

Click Here for Disclosure

  • Interest Bearing
  • First set of checks free
  • Free Cashier’s Checks
  • $1,000 Opening Deposit
  • $1,000 Minimum Balance to avoid monthly Service Charge
  • Monthly Service Charge $10
  • Non-Interest Bearing
  • Free Checks
  • Free Cashier’s Checks
  • $100 Opening Deposit
  • Monthly Service Charge $8
  • Non-Interest Bearing
  • $50 Opening Deposit
  • No Monthly Service Charge if enrolled in e-statements
  • Monthly Service Charge $3
  • For those 60 years old and older
  • Minimum to open $25

The Union Bank debit card is FREE and available with any checking account. Accepted worldwide, our MasterCard Debit Card is a financial tool that gives you secure buying power, including online purchases. Additionally, free Secure Lock Purchase Alerts let you track and record every time your debit card is used through text or email alerts.

If your card is lost or stolen please call 931-879-8111 or 1-800-500-1044 to deactivate the card.